Calculating compensation for care and financial loss
Care and financial loss payments are worked out based on how many years of care you are likely to need, and how many years your illness will affect your earnings.
Your claim manager will discuss this with you to understand your circumstances, and guide you through the process.
Compensation for care needed because of your infection
This table shows compensation amounts for the different levels of care. The overall care amount you’ll receive is based on set measures depending on how severe your infection is.
| Care level | Description | Compensation amount per year |
|---|---|---|
| General support around the home and out and about | Support with heavier tasks, getting to medical appointments and household maintenance | £5,460 |
| Low care | Part-time help with daily activities and taking care of yourself | £23,425 |
| Moderate care | More frequent or daily help for example with meals | £51,286 |
| High care | Significant daily help and full personal care, meals and nighttime support | £62,742 |
| End-of-life care | 24-hour support | £109,836 |
Compensation for financial loss
Financial loss compensation is based on set amounts that consider:
- when you were born and how long a healthy person your age would be expected to live
- your ability to work after you were infected
- how long your illness had an effect on your ability to work
| Type of loss | Description | Compensation amount |
|---|---|---|
| Extra costs you had because of your infection | A set amount to cover costs such as insurance and extra transport | £12,500 set amount |
| Lost earnings before retirement age (set as age 66) | Compensation for lost income | Up to £29,657 per year, depending on how severe your illness has been in each year since you were infected |
| Reduced earnings after retirement age (set as age 66) | 50% of the compensation for lost earnings before retirement age | Up to £14,828.50 per year, depending on how severe your illness has been in each year since you were infected |